Tips For Save Money That Actually Work

How To Save Money
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If you are struggling with how to save money, then you are not alone. Even though spending money is more exciting, saving money should be considered a priority. You’ll only start saving money when you develop healthy money habits, and your future needs become more important than your current wants. With an understanding of your budget and your real needs, you may start putting away more money than you ever expected.

Not all of us mastered on budgeting our expenses. But those are few tricks to save your money. 

Having small goals, in the beginning, will lead you to save money for big purposes later in life. 

Let’s say that you want to save money to buy a house that will take months or years of savings. Sometimes we will lose our bits of patience if you have never done savings for any other things. Having small goals such as saving money to buy your favorite shoes or handbag will make you feel the achievement that will give courage and patience toward bigger goals in life.

It is also essential to set aside some money each month for things that you want to have. Some fun money set aside will make sticking to a budget that much easier. If not, You will end up disappointed when you cut back too much, and then blow up your budget in the process.

Here are some tips to save your money

Ask yourself: do I need this. 


Reducing trips to malls can save so much money. 

Since there are multiple stores, it can be a fun place for people to visit and but it can be filled with temptation when there a lot of sales boards are popping everywhere, we will end up buying more then what we need.


Create a grocery list and stick to it if you want to save some money.

This way, you will have time to look at the grocery store flyers, newspaper ads, and online to see what items are on sale. It will also help you figure out which stores have the best prices.


Consider the budget system where a fixed amount of cash used for most expenses. 

Using only cash is that you’re less likely to make impulse purchases. You’ll buy more of what you need and less of what you want. Once the money is gone, it’s gone.

Cooking meals at home instead of going out to eat at a restaurant or even ordering in can save you money.

Whenever you tempted to eat out, take the money you’d spend on eating out food and add it to your dream fund. Knowing how to save for something important is always a motivator. Make short trips to fast-food restaurants in to once a month family outing. And make it memorable.

Fresh Food

Price matching. 

Shop at your favorite grocery store, but you check the grocery store flyers in advance and then take the flyers with you to prove to the cashier that a competitor is advertising a lower price. Then you can get those same low prices without having to waste gas driving all over town.

Cash Back

Get cashback.

Whether you want to shop online or pick up from store use apps that give you cashback such as Rakuten. You can get up to 10% cashback.

Click Here to Sign Up and start saving money.

Transfer money to a bank account such as TFSA. 

As it will take one or two days to withdraw to the chequing account, it will reduce your spending then having money on a day to day account. 

Pay Off Your Credit Cards. 

Paying the credit cards in full every month will save you the money that you spend on interest. If you have a habit of overspending with credit cards, keep them in a safe place in your home. Carry only one card in case if you need for your purchases.

Have an RRSP account.

RRSP is a great way to save for retirement, and you can also claim your RRSP tax deductions and get refunds. 

Save Money
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  1. These are some great tips! I love the one regarding taking cash, and when it’s gone it’s gone. This is very true, and I am going to start incorporating that into my shopping trips.

  2. Price comparison is essential! I’ve realised how competitive the markets are and we can get really good deals if we stay observant. By the way, the lockdown has definitely cut expenses naturally for everyone 🙂

  3. Thanks for these awesome tips. We should try the “just using cash”, we’re pretty good with controlling credit card usage but maybe this’ll help some more

  4. I agree, home cooking can save you so much, and looking at what things cost too! It’s incredible how different prices can be in different stores.

  5. These are some great tips to save more money. This pandemic crisis is the perfect time for not spending money. Cooking meals is really effective as well you eat healthy foods. and Paying off credit cards too.

  6. These are some great tips to save more money. This pandemic crisis is the perfect time for not spending money. Cooking meals is really effective as well you eat healthy foods. and Paying off credit cards too.


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